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Posts Tagged ‘year’

postheadericon What is the total home insurance payment a year in US?

Answer:

depends on how much your house is worth. So can’t really answer this question without that info.

postheadericon ontario mobile home insurance companys?

today a major insurance company advised me that due to a added room to mobile home cannot be insured and all other perils pass.
they quoted me about 0.00 which is better than my current insurance of 0.00 per year.
the home is 800 sq feet and the added rooms total is 600 sq feet.

if you have a mobile home with a added room attached located in
ontario who is your insurance company and how much do you pay?

In general it is hard to insure mobile homes but it is required for the bank of a 103,000 asset.

Answer:

Request a Quote to this boker, They help you: http://www.may-mcconville.com/html/services/services.htm

postheadericon What type of insurance should I get on a vacation home / rental?

I am purchasing a second home near Canyon Lake, Texas. This house will be occupied by me or my immediate family approximately 50% of the year. The other half, I plan on short term rentals (3-5 days at a time). What would be the appropriate insurance(s) for this? I also plan to live in this second house full time in approximately 5 years, if that makes any difference.

Answer:

as the owner and in the event you owed a second/third party you must have an insurance, regardless you want to rented later, the renter should have rental ins on his/her own. If you do not owed such property to a second/third party, is just a good precaution to have it insured. no change will be necessary once you moved into it permanently later as you said just an update.

postheadericon Do you think home insurance companies are shivering in their boots b/c of those California fires?

Answer:

These fires happen every year. Earthquakes too. The media has blown it more out of hand than it actually might be. I think this fire series is no worse than any other in the past.

postheadericon How much money do I have to pay for a 270.000 home owners insurance in hollywood florida?

Answer:

OK, first of all, it’s going to depend on how close the house is to the water, your credit score, if you’re living in it, how old the house is, and your claims history. If everything is PERFECT, the homeowners insurance part is going to cost about ,000 a year. The wind part is going to cost another ,000 a year, depending on how soon you buy it (Citizens is getting a 55% rate increase soon), and the flood is probably going to run you about 00 a year.

The hard part is going to be finding someone willing to write it. There isn’t exactly any competition in Florida for homeowners insurance.

postheadericon Need to find cheap home insurance?

I’m buying a house and one of the requirements of the grant that I’m receiving is that the insurance on the house can’t be over 0.00 a year. ( a month). I’ve tried Progressive and Sagamore already and they’re over. So does anyone know of anything?

Answer:

ask a local independent insurance agent how that can be done. S/he probably represents 10 to 20 companies.

likely, you’ll have to accept some limitations you wouldn’t otherwise want.

postheadericon When you put your car, home, and umbrella insurance on a credit card?

Does the insurance company tend to charge you more next year to make up for the merchant fees a credit charges?
So far, they haven’t charged for putting it all on a credit card.
But do they just eat the costs?
Or do they like people that pay 1 year in full upfront – therefore just accepting the costs?

Anyone paid insurance by credit card and found their rates to go up?
Only if you pay 6 months or a year at a time – not talking about monthly.

Answer:

No, they do not do that. That is called the price of doing business.

postheadericon Is selling car and home insurance difficult? How much does the average person make? Which is a good company?

Answer:

Well, it’s easy, if you can sell, and have a base of contacts to work from. People don’t come to you, you have to go to them.

The average new agent washes out. 95% of agents wash out, not being able to sell even ,000 worth. The average agent that doesn’t wash out, makes K the first year, with 60 to 80 hour workweeks. One bright star in a thousand will make into six figures.

postheadericon On seller carry-back does the purchaser/buyer have to show seller as mortgagee on Home Owners Insurance Policy?

We are selling our home for 5,000 and buyer is putting 00 down and monthly payments of 0 and a 5 year balloon. During this period of 5 years I want to make sure if there was fire that it is insured and I am going to be re-imbursed if any damages. Or does the Promissory Note relieve me from that ???? Help please.

Answer:

When is the deed transferring? If you transfer the deed now, then yes, you are indeed the mortgagee. You will get the RIGHTS of a mortgagee, and should be listed as mortgagee on the homeowners policy the buyer carries.

If you are NOT transferring the deed now, like maybe this is a land contract, then you are still the property owner, and need to insure your property yourself.

A promissory note is only as good as the person’s wallet who signs it.

postheadericon is there a special type of auto insurance for college students whom only drive while at home on vacation?

I need auto insurance for when im home and i do not want to pay for the whole year because i only drive during the summer when i am at home the rest of the year im away at school. thanks in advance.

Answer:

I agree with the other person regarding some insurance companies can stop and start your insurance on demand.

I think I did this back when I was in college (that was a long time ago!). Basically I had to call up the insurance company and tell them when I needed coverage and when I needed to stop it again.

Call your agent. Just bear in mind if you go home for Christmas, you won’t have insurance when you’re home unless you “turn it back on”.

Playing devil’s advocate, turning on and off an insurance policy may do wacky things with discounts on insurance that is based on being a “loyal customer” for “X” number of years. My auto insurance is gets a 5% discount for being with the company for continuously for years. You’ll need to ask if the start/stop thing will impact that.