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We have a friend that was told by insurance company that he had to get rid of his 2 labs because they are high on the bite list. If he diesn’t get rid of them the insurance company will cancel him.

Answer:

Yes, they can. However, Labs are not generally considered biters and I’m wondering what list they were looking at.

Have either of the dogs bitten anyone?

There seems to be something else going on here. Read the article below though and tell them to find another insurance company. Not all insurance companies are anti-dog. They’re just anti-dogs that bite and I’m having a problem with Labs being classed as biters. They are not a breed known for biting. If they were, Guide Dogs for the Blind wouldn’t be using them as one of their main breeds for Guide Dogs.

Additional info: Here’s the only dog bite list I could find. Labs are not on it. (the number at the end of each breed is the number of fatalities between 1979 – 1998)

1. Pit Bull — 76
2. Rottweiler — 44
3. German Shephard — 27
4. Husky — 21
5. Malamute — 15
6. Wolf-Dog Hybrid — 14
7. Mixed Breed — 12
8. Chow-Chow — 11
9. Doberman-Pincher — 9
10. Great Dane — 8
11. St. Bernard — 8

I’m buying a house and one of the requirements of the grant that I’m receiving is that the insurance on the house can’t be over 0.00 a year. ( a month). I’ve tried Progressive and Sagamore already and they’re over. So does anyone know of anything?

Answer:

ask a local independent insurance agent how that can be done. S/he probably represents 10 to 20 companies.

likely, you’ll have to accept some limitations you wouldn’t otherwise want.

Does the insurance company tend to charge you more next year to make up for the merchant fees a credit charges?
So far, they haven’t charged for putting it all on a credit card.
But do they just eat the costs?
Or do they like people that pay 1 year in full upfront – therefore just accepting the costs?

Anyone paid insurance by credit card and found their rates to go up?
Only if you pay 6 months or a year at a time – not talking about monthly.

Answer:

No, they do not do that. That is called the price of doing business.

prices coverage ect.

Answer:

You can compare home insurance rates and services from different insurers here – homeinsurance.awardspace.us

We’re wondering how much it will cost to repair damage for mold that appeared in 2 rooms after a fixture broke and flooded the rooms.

Answer:

homeinsurance.awardspace.us – try this one. Got my home insurance from them. As I know they provide such a service.

We had a hail storm and it put holes in my vinyl gutters and I think it probably did damage to my roof , I could use some new siding but don’t know if they will cover it. I’m wondering what happens when I place a claim ,thanks

Answer:

you need to get an estimate on repairs and then call your agent to find out what your deductible is if you don’t know. if your damage is less than or just above your deductible amount then you will need to pay it yourself. if its more and you need to file the claim, then call your agent or companies direct claim line to report it. they will send an adjuster out to look at the damages and then he will figure what will be paid and how much. you will then get a check for repairs minus your deductible.

Answer:

Call an insurance agent and they can give you an accurate quote. There’s too many variables involved for anyone to give you an accrate estimate on a forum like this.

i am buy a house in houma louisiana its a 3 bed room 2 bath brick home and its not in a flood zone no alarms and no pets looking for 1000 ded can anyone help me with that

Answer:

There’s no one size fits all cheapest. Some companies are cheapest on houses less than 10 years old. Some on houses more than 40 years old. Some go strictly by your credit score.

You’re going to have to contact a few local agents to get quotes.

I own a home that is 300 sq feet. It’s basically a little cottage/studio house. I am looking for a company that will 1) insure a home that small and 2) is affordable. Does anyone have experience with a company they would like to recommend?

Answer:

The secret to finding cheap home insurance is to do your research and obtain as many quotes as possible. You should start by comparing anywhere from three to five quotes. But if you can find 10 or more companies that offer home insurance coverage, you are really going to be in a good position. The bottom line is simple: the more home insurance companies that are vying for your business the better chance you have of getting the best price.

Moving on, you need to be fully aware of the power of the internet. What does this mean? Simply put, if you want to learn a lot about home insurance and have the chance to obtain plenty of quotes, the internet is where you need to start your search. You can easily find information on home insurance and the companies that sell this coverage via the internet.

As you can see, the secret to finding cheap home insurance is to obtain as many quotes as possible via the internet. When you do this, you will find that you have an affordable policy in place well before the time that you need it.

I found a site on CNN that helps you get quotes according to all your requirements. Its an excellent tool. Try it out

http://www.2insure4less.com/?s=234255&g=SubID&rdto=ho

People! I’m just talking in general. For years, I’ve always heard that if you build an attached garage, your home owners insurance skyrockets! But, recently, I was told that that was a myth. Can anyone confirm or deny this?

Answer:

You can easily check your quotes in internet, for example here – homeinsurance.awardspace.us